IndusInd Bank also saw a sharp drop in its CASA ratio, which fell to 30.3 per cent at December-end 2025 from 34.9 per cent a year earlier, indicating pressure on low-cost deposit mobilisation during the quarter.
| Photo Credit:
ANUSHREE FADNAVIS/Reuters
IndusInd Bank (IIB) has reported a drop in both net advances and deposits in the third quarter ended December 31, 2025.
The private sector lender’s net advances and deposits declined by 13.1 per cent year-on-year (yoy) and 3.8 per cent yoy, respectively, per provisional numbers shared by the Bank in its regulatory filing.
As of December-end 2025, IIB’s deposits and net advances stood at Rs 3,94,022 crore and Rs 3,18,844 crore.
The CASA (current account, savings account) ratio declined to 30.3 per cent of total deposits as at December-end 2025 against 34.9 per cent as at December-end 2024.
Published on January 6, 2026