Shriram Finance Pvt. Ltd
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Shriram Finance Ltd (SFL) turned in one of its best quarterly financial results in recent times with a 41 per cent year-on-year jump in fourth quarter (Q4FY26) standalone net profit at ₹3,014 crore.
This profitability came on the back of robust growth in loans to the commercial vehicle, passenger vehicle, farm equipment and gold segments. The non-banking finance company (NBFC) had logged a net profit of ₹2,139 crore in the year-ago quarter.
Final dividend
The NBFC’s board recommended a final dividend of ₹6 per share of face value of ₹2 each fully paid-up for FY26. With this, the total dividend for FY26 is ₹10.80 per share.
Net interest income rose about 16 per cent y-o-y to ₹6,994 crore (₹6,051 crore in the year ago quarter).
Total assets under management increased by about 15 per cent y-o-y to ₹3,02,274 crore. A segment-wise break-up if the AUM shows that gold loans grew the fastest at 36.92 per cent y-o-y, followed by farm equipment (32.27 per cent), commercial vehicles (19.49 per cent) and passenger vehicles (19.05 per cent). The construction equipment segment de-grew 25.55 per cent.
Net interest margin increased to 8.61 per cent from 8.25 per cent a year ago. Cost-to-income ratio declined to 25.32 per cent from 27.65 per cent.
Gross stage 3 (impaired) assets rose 16 per cent y-o-y to ₹13,743 crore from ₹11,839 crore in Q4FY25.
Published on April 24, 2026
