Finance ministry launches Paripoorna Mediclaim Ayush Bima for CGHS

Finance ministry launches Paripoorna Mediclaim Ayush Bima for CGHS


Offered by state-run New India Assurance, the scheme includes room rent caps, cumulative bonuses for claim-free years, and pre- and post-hospitalisation coverage.

The finance ministry on Wednesday launched the Paripoorna Mediclaim Ayush Bima for beneficiaries of the Central Government Health Scheme (CGHS).

Optional retail policy for beneficiaries

This optional health insurance plan will be available as a retail product for all CGHS beneficiaries, the finance ministry said in a statement.

The policy provides indemnity-based in-patient hospitalisation coverage within India, with sum insured options of Rs 10 lakh or Rs 20 lakh.

Coverage features and co-payment options

“Designed to complement existing benefits, the enhanced policy will provide a seamless experience, with greater flexibility and expanded access to quality healthcare services across India, thus leading to additional financial security with ease and confidence for all CGHS beneficiaries,” the statement said.

The product will have a co-payment component allowing beneficiaries to choose between 70:30 or 50:50 co-sharing between the insurance company and the subscribers, the finance ministry said, adding that as compared to a regular policy, it will be available at a discount of 28 per cent and 42 per cent for 70:30 and 50:50 premium co-sharing, respectively.

Insurer and additional benefits

To be provided by state-run New India Assurance, the other features include that the room rent is capped at 1 per cent and 2 per cent of the sum insured per day for a normal room and ICU, respectively.

A cumulative bonus of 10 per cent for every claim-free year, up to a maximum of 100 per cent of the sum insured, and pre-hospitalisation coverage for 30 days and post-hospitalisation coverage for 60 days are available, the statement noted.

Linked salary account initiative

The Department of Financial Services also launched a Composite Salary Account Package for central government employees in association with public sector banks, or PSBs. The unified salary account framework provides a one-stop financial solution with integrated banking and insurance benefits for central government employees, it noted in a statement.

This initiative ensures that Central Government employees, who form the backbone of public administration, gain access to modern banking services and comprehensive financial protection through a single-window solution, it added.

Published on January 14, 2026



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विश्व बैंक ने भारत की जीडीपी ग्रोथ का अनुमान बढ़ाकर 7.2% किया, घरेलू मांग बनी मजबूत आधार

विश्व बैंक ने भारत की जीडीपी ग्रोथ का अनुमान बढ़ाकर 7.2% किया, घरेलू मांग बनी मजबूत आधार


विश्व बैंक ने मजबूत घरेलू मांग और कर सुधारों के असर को देखते हुए चालू वित्त वर्ष के लिए भारत की सकल घरेलू उत्पाद (जीडीपी) वृद्धि दर का अनुमान बढ़ाकर 7.2 प्रतिशत कर दिया है. यह जून में किए गए अनुमान से 0.9 प्रतिशत अधिक है. विश्व बैंक ने यह जानकारी अपनी प्रमुख रिपोर्ट ‘वैश्विक आर्थिक संभावनाएं’ (Global Economic Prospects) में दी.

जीडीपी ग्रोथ की बढ़ेगी रफ्तार!

रिपोर्ट के अनुसार, वर्ष 2026-27 में भारत की आर्थिक वृद्धि दर घटकर 6.5 प्रतिशत रह सकती है. यह अनुमान इस धारणा पर आधारित है कि अमेरिका द्वारा भारत से आयात पर लगाया गया 50 प्रतिशत शुल्क उस अवधि में भी प्रभावी बना रहेगा. इसके बावजूद विश्व बैंक का कहना है कि भारत दुनिया की प्रमुख अर्थव्यवस्थाओं में सबसे तेज गति से बढ़ने वाली अर्थव्यवस्था बना रहेगा.

विश्व बैंक ने कहा कि अमेरिका को होने वाले कुछ निर्यातों पर ऊंचे शुल्क के बावजूद वृद्धि के अनुमान में जून की तुलना में कोई नकारात्मक बदलाव नहीं किया गया है. इसकी मुख्य वजह यह है कि शुल्कों के प्रतिकूल प्रभाव की भरपाई मजबूत घरेलू मांग और अन्य बाजारों में निर्यात में बढ़ोतरी से हो गई है. भारत के कुल वस्तु निर्यात में अमेरिका की हिस्सेदारी लगभग 12 प्रतिशत है.

घरेलू मांग हुई मजबूत

रिपोर्ट में आगे कहा गया है कि वित्त वर्ष 2027-28 में भारत की आर्थिक वृद्धि दर बढ़कर 6.6 प्रतिशत होने की उम्मीद है, जिसे मजबूत सेवा क्षेत्र की गतिविधियों, निर्यात में सुधार और निवेश में तेजी का समर्थन मिलेगा.

चालू वित्त वर्ष 2025-26 के बारे में विश्व बैंक ने कहा कि भारत की वृद्धि दर 7.2 प्रतिशत रहने का अनुमान है, क्योंकि घरेलू मांग मजबूत बनी हुई है. रिपोर्ट के अनुसार, यह मजबूत निजी उपभोग को दर्शाता है, जिसे पिछले कर सुधारों और ग्रामीण क्षेत्रों में परिवारों की वास्तविक आय में सुधार से समर्थन मिला है. गौरतलब है कि विश्व बैंक ने जून में भारत की आर्थिक वृद्धि दर 6.3 प्रतिशत रहने का अनुमान लगाया था, जिसे अब संशोधित कर बढ़ा दिया गया है.

ये भी पढ़ें: सख्त सरकार: ब्लिंकिट के बाद जेप्टो समेत इन कंपनियों ने भी हटाया 10 मिनट में डिलीवरी का वादा



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Kashi-Tamil Sangamam and a tribute to Ek Bharat, Shreshtha Bharat

Kashi-Tamil Sangamam and a tribute to Ek Bharat, Shreshtha Bharat


A few days ago, I was in the sacred land of Somnath to be part of the Somnath Swabhiman Parv, marking a thousand years since the first attack on Somnath, which took place in 1026. People from all across India had come to be part of this moment of remembrance, united by a shared reverence for history, culture and the enduring spirit of the people of India. During the programme, I met a few people who had previously come to Somnath during the Saurashtra-Tamil Sangamam and had been to Kashi during the Kashi-Tamil Sangamam. Their words of appreciation for such platforms touched me and so, I thought of sharing a few thoughts on this subject.

During one of the Mann Ki Baat programmes, I had said that not learning Tamil is a major regret of my life. Fortunately, over the last few years, our Government has had several opportunities to further popularise Tamil culture across India and to deepen the spirit of ‘Ek Bharat, Shreshtha Bharat.’ A prime example of such an effort is the Kashi-Tamil Sangamam. In our ethos, Sangam or confluence has a special place. Seen in this light, the Kashi-Tamil Sangamam stands out as a truly distinctive initiative, one that celebrates the living unity of India’s many traditions while honouring their unique identities.

And what can be a better place than Kashi to host such a Sangamam. The same Kashi, which has remained a civilisational anchor from time immemorial… where, for thousands of years, people from all over have come in search of knowledge, meaning and Moksha.

A file photo of people at the Kashi Tamil Sangamam in Varanasi, in 2025
| Photo Credit: –

Kashi’s connection with Tamil people and culture is very deep. It is in Kashi that Baba Vishwanath resides, while Tamil Nadu has Rameswaram. Tenkasi in Tamil Nadu is known as Kashi of the south or Dakshin Kashi. Saint Kumaraguruparar Swamigal forged a lasting link between Kashi and Tamil Nadu through his spirituality, scholarship and institution-building. Mahakavi Subramania Bharati, one of Tamil Nadu’s greatest sons, found in Kashi a space of intellectual growth and spiritual awakening. It was here that his nationalism deepened, his poetry sharpened and his vision of a free, united India took clearer shape. There are several such instances that highlight this close bond.

The first edition of Kashi-Tamil Sangamam took place in 2022. I recall attending the inauguration programme. Scholars, artisans, students, farmers, writers, professionals and many others from Tamil Nadu travelled to Kashi, Prayagraj and Ayodhya.

Subsequent editions expanded the scale and depth of this effort. The aim was to keep introducing fresh themes, innovative formats and deeper engagement, thus ensuring that the Sangamam continued to evolve while remaining rooted in its core spirit. In the second edition in 2023, technology was used on a larger scale to ensure that language does not become a barrier for people. In the third edition, the focus was on Indian knowledge systems. At the same time, academic discussions, cultural performances, exhibitions and interactions witnessed greater participation. Thousands of people have taken part in these events.

The fourth edition of the Kashi Tamil Sangamam commenced on 2nd December 2025. The theme picked was very interesting — Tamil Karkalam — Learn Tamil. It presented a unique opportunity for people in Kashi and other parts to learn the beautiful Tamil language. Teachers came from Tamil Nadu and the students of Kashi had a very memorable experience!

There were many other special events this time.

Tholkappiyam, the ancient Tamil literary classic, was translated into four Indian languages and six foreign languages.

A unique event, Sage Agasthya Vehicle Expedition (SAVE), was undertaken from Tenkasi to Kashi. On the way, various initiatives such as eye camps, health awareness camps, digital literacy camps, among other things, were held. The expedition paid homage to King Adi Veera Parakrama Pandiyan, the great Pandya ruler who spread the message of cultural oneness. There were exhibitions at Namo Ghat, academic sessions at Banaras Hindu University, as well as cultural programmes.

One of the things that makes me most happy about the Kashi-Tamil Sangamam is the participation of thousands of youngsters. It illustrates the passion among our Yuva Shakti to deepen their connect with our roots. It is a brilliant platform for them to showcase their talent and creativity during the various cultural programmes.

In addition to the Sangamam, efforts have been made to make the journey to Kashi memorable for the participants. The Indian Railways operated special trains to take people from Tamil Nadu to Uttar Pradesh. In many railway stations, particularly in Tamil Nadu, they were cheered, and the train journey was marked by melodious songs and conversations.

Here, I would also like to appreciate my sisters and brothers of Kashi and Uttar Pradesh for their warmth and hospitality shown to the delegates of the various Kashi-Tamil Sangamams. Several people opened the doors of their homes for the guests from Tamil Nadu. The local administration worked round the clock to ensure the guests had a seamless experience. As the MP from Varanasi, I could not be prouder!

This time, the valedictory function of the Kashi-Tamil Sangamam was held in Rameswaram and it was graced by the Vice President of India, Thiru CP Radhakrishnan Ji, who is himself a proud son of Tamil Nadu. He delivered a very inspiring address, emphasising India’s spiritual greatness and how such platforms deepen national integration.

The Kashi Tamil Sangamam has delivered meaningful outcomes like strengthening cultural understanding, fostering academic and people-to-people exchanges and creating lasting bonds between parts of the country that share a civilisational ethos. In the coming times, we want to make this platform even more vibrant. Most importantly, it has furthered the spirit of ‘Ek Bharat, Shreshtha Bharat.’ This spirit has flourished for centuries through our festivals, literature, music, art, cuisine, architecture, systems of knowledge and more.

This time of the year is very auspicious for people across the length and breadth of India. People are enthusiastically marking various festivals like Sankranti, Uttarayan, Pongal, Magh Bihu, which are, among other things, associated with the Sun, nature and farming. These festivals bring people together and deepen the spirit of harmony in our society. I convey my best wishes for these festivals and hope they continue to inspire us to deepen national unity through our shared heritage and collective participation.

Published on January 14, 2026



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Karnataka Bank wins IBA award

Karnataka Bank wins IBA award


Karnataka Bank emerged as winner in the ‘Best Fintech & DPI Adoption’ category at the Indian Banks’ Association (IBA) Banking Technology Awards.

In addition, Karnataka Bank was adjudged runner-up in ‘Best Tech Talent’ and received Special Mention in the categories of ‘Best Technology Bank’, ‘Best Digital Financial Inclusion’ and ‘Best Digital Sales’.

Quoting Raghavendra S Bhat, Managing Director and CEO of the bank, a media statement said: “We are proud to receive these recognitions from the Indian Banks’ Association. These awards reflect the combined efforts of IT and business teams in driving digital innovation, nurturing technology talent, and delivering customer-centric banking solutions.”

Karnataka Bank remains committed to strengthening its digital capabilities and supporting the evolving needs of customers through technology-driven initiatives, he said.

Published on January 14, 2026



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सख्त सरकार: Blinkit के बाद Zepto समेत इन कंपनियों ने भी हटाया 10 मिनट में डिलीवरी का वादा

सख्त सरकार: Blinkit के बाद Zepto समेत इन कंपनियों ने भी हटाया 10 मिनट में डिलीवरी का वादा


Gig Workers Row: सरकार की सख्ती और डिलीवरी पार्टनर्स की सुरक्षा को लेकर बढ़ती चिंताओं के बाद त्वरित आपूर्ति (क्विक कॉमर्स) कंपनियों ने ‘10 मिनट में डिलीवरी’ से जुड़ी अपनी ब्रांडिंग हटानी शुरू कर दी है. ब्लिंकिट के बाद अब जेप्टो, स्विगी इंस्टामार्ट और फ्लिपकार्ट मिनट्स ने भी अपने मंचों से चंद मिनटों में सामान पहुंचाने का वादा हटा दिया है.

यह कदम डिलीवरी की जल्दबाजी से आपूर्तिकर्ताओं की सुरक्षा, स्वास्थ्य और कार्य स्थितियों पर पड़ने वाले जोखिम को लेकर सरकार और श्रमिक अधिकार समूहों की चिंता के बाद उठाया गया है. केंद्रीय श्रम मंत्री मनसुख मांडविया ने पिछले सप्ताह हितधारकों के साथ हुई बैठक में क्विक कॉमर्स कंपनियों से डिलीवरी साझेदारों की सुरक्षा को प्राथमिकता देने की अपील की थी.

10 मिनट डिलीवरी पर सख्त सरकार

मांडविया ने सुझाव दिया था कि सामान को अत्यंत कम समय में पहुंचाने की सख्त समय-सीमा, खासकर ‘10 मिनट में डिलीवरी’ जैसी प्रतिबद्धताओं को हटाया जाना चाहिए. सरकार के इस निर्देश के बाद ब्लिंकिट ने मंगलवार को अपने मंच से 10 मिनट में आपूर्ति का वादा हटा दिया. इसके अगले ही दिन जेप्टो, स्विगी इंस्टामार्ट और फ्लिपकार्ट मिनट्स ने भी अपनी ब्रांडिंग में बदलाव किया.

हालांकि, टाटा समूह के स्वामित्व वाले बिगबास्केट के ऐप पर अब भी 10 मिनट में ग्रॉसरी डिलीवरी का उल्लेख मौजूद है. देश में क्विक कॉमर्स का कारोबार पिछले कुछ वर्षों में तेजी से बढ़ा है, लेकिन इसके साथ ही डिलीवरी साझेदारों पर बढ़ते दबाव, कार्य परिस्थितियों और सड़क सुरक्षा को लेकर सवाल भी उठते रहे हैं. नए साल की पूर्व संध्या पर गिग वर्करों (अस्थायी कामगारों) ने ‘10 मिनट में डिलीवरी’ के विरोध में देशव्यापी हड़ताल की थी, जिसमें कर्मचारियों के स्वास्थ्य, सुरक्षा और आय से जुड़े मुद्दों को प्रमुखता से उठाया गया था.

गिग वर्कर्स ने किया स्वागत

गिग वर्कर्स एसोसिएशन ने त्वरित आपूर्ति मंचों द्वारा ‘10 मिनट में डिलीवरी’ का वादा हटाने के फैसले का स्वागत किया है. एसोसिएशन का कहना है कि यह कदम डिलीवरी कर्मियों पर पड़ने वाले खतरनाक और असहनीय दबाव को स्वीकार करने की दिशा में एक अहम पहल है. संगठन ने यह भी आरोप लगाया कि कई मामलों में श्रमिकों को अतिरिक्त मेहनत के अनुरूप भुगतान नहीं किया जा रहा था.

फिलहाल देश में ब्लिंकिट (इटर्नल), स्विगी इंस्टामार्ट, जेप्टो, जियोमार्ट, बिगबास्केट, अमेजन नाउ और फ्लिपकार्ट मिनट्स समेत कुल सात त्वरित आपूर्ति मंच सक्रिय हैं.

ये भी पढ़ें: 14 दिन में 1.4 लाख करोड़ स्वाहा! इस साल अब तक 7 प्रतिशत गिरे रिलायंस के शेयर, आगे क्या होगा?



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Apeda  resumes rice export registration to the Philippines, Senegal after import curbs lifted

Apeda resumes rice export registration to the Philippines, Senegal after import curbs lifted


rice in a wooden bowl
| Photo Credit:
YuanruLi

After the Philippines and Senegal lifted curbs on rice imports, India’s agri export promotion body Apeda has resumed registering export contracts for non-Basmati rice to both countries with immediate effect.

The Agricultural and Processed Food Products Export Development Authority (Apeda) said in a notice on Wednesday that it has resumed the issuance of Registration-Cum-Allocation Certificates (RCAC) for the export of non-Basmati rice to Senegal.

The move follows confirmation from the Indian Embassy in Dakar that Senegal has withdrawn its month-long restriction on rice imports. In November last year, Apeda had paused RCAC registrations after Senegal suspended the issuance of its rice import declarations (DIPA).

“However, stakeholders are also requested to watch the latest developments in Senegal for any change in policy conditions related to rice,” Apeda said.

In a separate notice dated January 13, Apeda said the Philippines’ Department of Agriculture has informed that its Bureau of Plant Industry will begin processing applications for Sanitary and Phytosanitary Import Clearances (SPICs) for about 500,000 tonnes of non-Basmati rice, including 50,000 tonnes reserved for government agencies.

Tighter timelines

The Philippines has stipulated that all shipments must arrive by mid-February to prevent imported rice from depressing domestic prices at the start of the summer harvest. It has also raised import duty on rice to 20 per cent from 15 per cent.

Apeda said rice imports during the January–February window will be allowed through 17 ports, including Manila, Batangas, Tacloban, Bacolod, Iligan, Cagayan de Oro, Davao, Zamboanga, Cebu, Iloilo, Capiz, Tagbilaran, Dumaguete, Subic, Calbayog, General Santos and Tabaco.

Export performance

According to Apeda data, India exported 40,447.72 tonnes of rice (including 1,496 tonnes of Basmati) worth $49.29 million to the Philippines during April–October 2025-26, compared with 42,621.48 tonnes worth $37.15 million in the entire FY25.

Rice exports to Senegal stood at 412,612 tonnes worth $141.50 million during April–October FY26, against 662,064 tonnes valued at $276.84 million in FY25.

Published on January 14, 2026



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