Cholamandalam Investment and Finance, a non-banking financial company (NBFC) under the Murugappa Group, reported a 20 per cent growth in consolidated net profit for the quarter ended June 2025 at ₹1,138 crore.
Consolidated revenue from operations — comprising interest, fees, commission and other income — grew 24 per cent to ₹6,656 crore.
Total assets under management (AUM) as of June 30, 2025 was at ₹2,07,663 crore (up 23 per cent y-o-y), as per a statement by the company. Aggregate disbursements remained flat in Q1 FY26 were at ₹24,325 crore as against ₹24,332 crore in Q1 FY25.
Vehicle finance dominated disbursements at ₹13,647 crore as against ₹12,766 crore in Q1 FY25. Loans against Property (LAP) business also showed growth, with the NBFC disbursing ₹4,705 crore in Q1 FY26 at a growth rate of 21%. Consumer and Small Enterprise Loans (CSEL) disbursed saw a dip primarily due to exiting of Partnership business under CSEL.
Asset quality saw some stress as Gross NPAs (GNPA) increased to 4.29 per cent as of June 2025 as against 3.97 per cent on March 25. Net NPA (NNPA) also increased to 2.86 per cent as of June 2025 against 2.63 per cent on March 25. However, the NNPA remained below the 6 per cent threshold as prescribed by the RBI for PCA.
The firm’s capital adequacy ratio during the quarter was at 19.96 per cent against the regulatory requirement of 15 per cent.
Published on July 31, 2025
