Q4 Results 07th May Live: CarTrade Q4 profit rises, BSE, Pidilite, Britannia, Lupin, Bharat Forge, Dabur, Biocon, Coromandel International, MRF, Thermax, AMCE Solar, Shakti Pumps to announce Q4 results

Q4 Results 07th May Live: CarTrade Q4 profit rises, BSE, Pidilite, Britannia, Lupin, Bharat Forge, Dabur, Biocon, Coromandel International, MRF, Thermax, AMCE Solar, Shakti Pumps to announce Q4 results


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Q4 Results Today, May 7, 2026, Live Updates: Find all the latest Q4 results 2026 updates of Aananda Lakshmi Spinning Mills, Aditya Birla Lifestyle Brands, ACME Solar Holdings, Alldigi Tech, Apollo Pipes, ARCL Organics, Axtel Industries, Bajaj Holdings & Investment, Bharat Forge, Biocon, Britannia Industries, CarTrade Tech and Wonderla Holidays.

Aditya Birla Real Estate, Akme Fintrade (India), Bajaj Auto, Bharat Seats, Blue Star, BMW Industries, Brigade Enterprises, Birlasoft, CG Power and Industrial Solutions, KPI Green Energy, KPIT Technologies, One 97 Communications, Shree Cement and more.

Stay tuned for more updates from businessline

Q4 RESULTS TODAY: QUICK TAKE | HIGHLIGHTS | STOCKS IN ACTION

  • Bajaj Auto & CG Power hit 52-week high on Q4 growth, Meesho, Paytm zoom
  • KPIT Tech, Arvind Fashions, Brigade, Godrej Consumer shares react negatively
  • Cartrade Tech: Q4 standalone profit rises 64% y-o-y to Rs 35.17 crore
  • Stay tuned for more from BSE, Pidilite, Britannia, Lupin, Bharat Forge, Dabur, Biocon and more.
  • May 7, 2026 11:58
    Quarterly results
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    CarTrade Q4 results live: Operational Highlights 

    • The Company engaged ~76 million average monthly unique visitors during Q4FY26, with organic traffic accounting for 95%, reflecting its strong brand equity and content leadership 

    • CarTrade Tech now operates across more than 540 physical locations, including Shriram Automall, CarWale abSure and Signature dealerships, and OLX India franchise outlets, further enhancing its nationwide presence and enhancing nationwide reach and customer access 

    • Its flagship digital platforms – CarWale, BikeWale, and OLX India, each cater to more than 150 million annual unique visitors, underscoring the scale and depth of engagement across the ecosystem 

    • The remarketing business delivered an annualized run-rate of 1.7 million auction listings, reaffirming its leadership position in the vehicle remarketing space 

  • May 7, 2026 11:57
    Quarterly results
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    CarTrade Tech Q4 results live: Highlights

    Screenshot 2026-05-07 115644.png

  • May 7, 2026 11:54
    Quarterly results
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    CarTrade Tech Q4 results live: Consolidated basis

    Key Highlights – Q4FY26 (Consolidated): 

    • Total Income of ₹220.75 crores in Q4FY26, resulting in YoY growth of 17% 

    • EBITDA of ₹71.65 crores in Q4FY26, resulting in YoY growth of 55% and margin of 35%

    • Profit after tax for the quarter is at ₹70.85 crores, resulting in YoY growth of 54%

  • May 7, 2026 11:53
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    Q4 results live:

    Sula Vineyards shares dip mildly as sell-heavy trading follows Q4 results

    Sula Vineyards shares dip as Q4 results reveal mixed financial performance amid sell-heavy trading and cautious market sentiment.

  • May 7, 2026 11:43
    Quarterly results
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    Cartrade Tech  Q4 results live: Q4 profit up

    Cartrade Tech reported 64% y-o-y increase in standalone net profit for the quarter ended March 2026 at Rs 35.17 crore compared to Rs 21.44 crore in the same quarter last year.

    In FY26, the PAT increased to Rs 115.46 crore as against Rs 74.45 crore in the year-ago period.

    Shares traded 7% higher at Rs 1,943.80 on the NSE.

  • May 7, 2026 11:23
    Stock down
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    KPIT Tech Q4 results live: Shares down

    KPIT Tech shares traded 4.5% lower at Rs 714.50 at 11.22 am on the NSE, hitting a low of Rs 709.20 from the previous close of Rs 748.60, following a 33.3 per cent decline in consolidated net profit to Rs 163 crore in the March quarter of FY26

  • May 7, 2026 11:19
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    Radico Khaitan Q4 results live: Shares up

    Radico Khaitan shares up 1% to Rs 3,398 on the NSE, soaring to a high of Rs 3,405 from the previous close of Rs 3,357.20.

    It reported almost a twofold increase in consolidated profit to Rs 179.46 crore during the March quarter.

  • May 7, 2026 11:14
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    Polycab Q4 results live:

    Polycab surges 5% after record FY26 results; analysts raise targets

    Polycab shares rise 5% after record FY26 results; analysts upgrade targets amid strong revenue and profit growth.

  • May 7, 2026 11:13
    Stock market
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    Stock market live, Q4 results live today: Markets dip

    Sensex was down 127.75 pts or 0.16% to 77,830.77 at 11.11 am, Nifty 50 dipped 14.65 pts or 0.06% to 24,316.30.

  • May 7, 2026 11:09
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    Rane (Madras) Q4 results live: Shares in green

    Rane (Madras) stock traded 4% positive at Rs 948.70 at 11.08 am, scaling to a high of Rs 966.80 during the session compared to the previous close of Rs 913.50.

    It reported over five times increase in consolidated net profit to ₹37 crores for fourth quarter ended March 31, 2026, compared with ₹6.5 crores in Q4 FY25

  • May 7, 2026 10:42
    Stock down
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    Arvind Fashions Q4 results live: Shares down

    Arvind Fashions stock traded 4% lower at Rs 458.55 on the NSE, hitting a low of Rs 454.50 from the previous close of Rs 480.

    The stock declined despite reporting a consolidated net profit of ₹47 crore in Q4FY26, reversing a ₹93 crore loss in the same quarter last year

  • May 7, 2026 10:35
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    Shree Cement Q4 results live: Shares soar

    Shree Cement stock soared nearly 4% to a high of Rs 25,950 on the NSE from the previous close of Rs 24,975.

    It reported a 4.31 per cent decline in consolidated profit to Rs 531.99 crore during the March quarter.

    Revenue from operations was up 7.68 per cent to Rs 5,642.95 crore from Rs 5240.15 crore a year ago.

  • May 7, 2026 10:29
    Stock down
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    Brigade Enterprises Q4 results live: Shares down

    Brigade Enterprises traded 3% lower at Rs 780, hitting a low of Rs 776.10, down from the previous close of Rs 808.95.

    Company reported a 24 per cent decline in consolidated net profit to Rs 190.70 crore during the March quarter and announced bonus shares to shareholders in ratio of 1:3.

  • May 7, 2026 10:25
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    Meesho Q4 results live: Shares rise

    Meesho shares zoomed over 7% to Rs 211.34 in early trade before trading at Rs 201.93 at 10.24 am, up from the previous close of Rs 196.28.

    Its consolidated net loss narrowed to Rs 166.34 crore for the fourth quarter ended March 31.

    In addition, the board has approved an investment of up to Rs 100 crore in its subsidiary Meesho Payments Private Limited (MPPL).

  • May 7, 2026 10:23
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    Godrej Consumer Q4 results live: Shares in red

    Godrej Consumer shares were down 4% lower at Rs 1,047 on the NSE at 10.20 am, hitting a low of Rs 1,035, lower from the previous close of Rs 1,094.10.

    The stock declined despite a 9.67 per cent increase in consolidated net profit to Rs 451.77 crore in the March quarter.

  • May 7, 2026 10:11
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    Paytm Q4 results live: Shares jump over 6%, brokerages bullish

    Paytm shares jump over 6% after Q4 profit, strong revenue growth. Should you buy?

    Paytm shares rise over 6% after reporting Q4 profit and strong revenue growth, signaling positive investor sentiment.

    Brokerages bullish | READ MORE

  • May 7, 2026 09:59
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    Bajaj Auto Q4 results live: Shares in green

    Bajaj Auto shares hit 52-week high after record Q4 revenue, margin resilience

    Bajaj Auto shares reach a 52-week high after record Q4 revenue and resilient margins, driven by strong export performance.

    Read more

  • May 7, 2026 09:27
    Quarterly results
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    Bajaj Auto Q4 results live: Shares hit 52-week high

    Bajaj Auto shares hit 52-week high of Rs 10,656 on the NSE, rising 3.2% from the previous close of Rs 10,319. At 9.26 am, it traded at Rs 10,579.

    It reported a 32 per cent year-on-year rise in revenue from operations to a record ₹16,006 crore for the quarter ended March 31, 2026 (Q4 FY26)

  • May 7, 2026 09:25
    Quarterly results
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    Q4 results live:

    Recent Interview…

    As of 18:34 PM Wednesday 06 May 2026

    KEC Intl: Vimal Kejriwal, MD & CEO

    ?39,000 Cr Order Book! Is KEC Ready For A Mega Growth Cycle? | India’s 500GW Target |

    Lloyds Metals and Energy: Rajesh Gupta, MD

    Good Q4 For Lloyds Metals | Target 8 Mt Pellet, 19 Mt Iron Ore Sales In FY27, Says Company

    MAS Financial S: Kamlesh Gandhi, CMD

    MAS Financial Strong Q4 Result: Sees 20-25% Growth Ahead, Strong Growth, Stable NPAs

    Nestle: Manish Tiwary, CMD

    Nestlé India Q4: What’s Driving Double-Digit Growth? CMD Manish Tiwary Explains

    PNB: Ashok Chandra, MD & CEO

    PNB Numbers Decoded: What’s Driving Growth Despite Margin Concerns?

    United Brewerie: Vivek Gupta, MD&CEO

    United Breweries Q4 Weak But Premium Growth Surges 20%+! What’s Next? | Growth vs Cost Pressure

    Aarti Ind: Suyog Kotecha, CEO and ED

    Aarti Industries Q4 Result: 60% Cost Surge, Strong Volumes, Margin Pressure Explained |Suyog Kotecha

  • May 7, 2026 09:25
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    Q4 RESULTS LIVE:

    Researchbytes Analyst App 

    https://play.google.com/store/apps/details?id=com.intelegain.rb

    Conference call Replay available in Various speeds !

    Researchbytes Events Update

    As of 09:13 AM Thursday 07 May 2026

    Can set alert for them at www.researchbytes.com 

    8:00 AM PAYTM

    Replay below

    8:00 AM Hexaware Tech

    Replay below

    10:00 AM R Systems Intl

    Dial: +91 22 6280 1139

    Weblink: https://tinyurl.com/yy2f52ub

    10:00 AM Aptus Value Housing

    Dial: +91 22 6280 1407

    Weblink: https://tinyurl.com/2y9cphxa

    11:00 AM Aditya Birla Real Estate

    Dial: +91 22 6280 1458 

    Weblink: https://tinyurl.com/bdej5fhm

    11:00 AM Garware Hi-Tech

    Dial: +91 22 6280 1557

    Weblink: https://tinyurl.com/y9rnucea

    11:30 AM Regency Fincorp Ltd

    Dial: +91 22 6280 1488

    Weblink: https://tinyurl.com/2zu9mav7

    12:00 PM Blue Star

    Dial: 022 6280 1102

    Weblink: https://tinyurl.com/2s7y38pt

    12:30 PM CarTrade Tech

    Dial: +91 22 6280 1550

    Weblink: https://tinyurl.com/3vc2fp5e

    2:00 PM Apcotex Ind

    Dial: +91 22 6280 1341 

    Weblink: https://eventview.choruscall.in/EventView/

    ( Hosted by Valorem )

    2:30 PM Arvind Fashions

    Dial: +91 22 6280 1452 

    Weblink: https://tinyurl.com/43w76a5t

    3:30 PM Indoco Remedies

    Dial: +91 22 6280 1116 

    Weblink: https://tinyurl.com/43s3b3tr

    3:30 PM Avalon Technolo

    Dial: +91 22 6280 1149

    Weblink: https://tinyurl.com/msbav5mp

    3:30 PM Bharat Forge

    Dial: +91 22 6280 1333 

    Weblink: https://tinyurl.com/jj4nccu6

    3:30 PM Fairchem Organi

    Dial: +91 22 6280 1341 

    Weblink: https://tinyurl.com/2u9xsrb2

    ( Hosted by Valorem )

    3:30 PM Tara Chand InfraLogisti

    Dial: +91 22 6280 1361

    Weblink: https://tinyurl.com/t3xphdmd

    3:30 PM BMW Industries

    Dial: +91 22 6280 1466

    Weblink: https://tinyurl.com/2kyutrs4

    4:00 PM Muthoot Microfin Limited

    No Contact Available

    Please check again for details @ www.researchbytes.com 

    4:00 PM Gateway Distri

    Weblink: https://tinyurl.com/3cdv2p3u

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    4:00 PM SULA VINEYARDS

    Dial: + 91 22 7115 8013

    Weblink: https://tinyurl.com/3prak4zk

    4:00 PM eMudhra

    Dial: +91 22 6280 1106 

    Weblink: https://tinyurl.com/2fee7e6p

    4:00 PM South IndBk

    Dial: +91 22 6280 1144

    Weblink: https://tinyurl.com/ypc76mpz

    4:00 PM RSWM

    Dial: +91 22 6280 1341

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    4:00 PM Home First Fina

    Dial: +91 22 6280 1382

    Weblink: https://tinyurl.com/4m9nurht

  • May 7, 2026 09:20
    Stock market
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    Stock market live, Q4 results live today: Sensex, Nifty volatile after positive opening

    Sensex rose by 90.82 pts or 0.12% to 78,049.34 at 9.17 am after opening higher at 78,339.24 from the previous close of 77,958.52, and Nifty 50 inched up 46.85 pts or 0.19% to 24,377.80.

  • May 7, 2026 09:14
    Quarterly results
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    Bajaj Auto Q4 results live: Company warns motorcycle growth could slow8 to 7–9% in FY27 as Pulsar, exports and EVs power growth

    Bajaj Auto warns motorcycle growth could slow to 7–9% in FY27 as Pulsar, exports and EVs power growth

    Bajaj Auto has warned that India’s motorcycle industry could slow sharply in FY27, even as the company rides strong demand for Pulsar bikes, exports and electric vehicles to deliver record revenue, profit and shareholder payouts

Published on May 7, 2026



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Crude oil gains as markets assess West Asia talks

Crude oil gains as markets assess West Asia talks


Crude oil futures traded higher on Thursday morning as markets analysed the latest developments in West Asia peace talks.

At 10.01 am on Thursday, July Brent oil futures were at $101.95, up by 0.67 per cent, and June crude oil futures on WTI (West Texas Intermediate) were at $95.73, up by 0.68 per cent. May crude oil futures were trading at ₹9074 on Multi Commodity Exchange (MCX) during the initial hour of trading on Thursday against the previous close of ₹9017, up by 0.63 per cent, and June futures were trading at ₹8762 against the previous close of ₹8724, up by 0.44 per cent.

US President Donald Trump said he believed Iran wanted an agreement on the West Asia situation. In a post on the social media platform Truth Social, he said: “Assuming Iran agrees to give what has been agreed to, which is, perhaps, a big assumption, the already legendary Epic Fury will be at an end, and the highly effective Blockade will allow the Hormuz Strait to be OPEN TO ALL, including Iran. If they don’t agree, the bombing starts, and it will be, sadly, at a much higher level and intensity than it was before.”

Referring to the reports by Axios that Iran and US are nearing a peace deal, Ebrahim Rezaei, a member of the Iranian parliament’s Committee on National Security and Foreign Policy, said it is more of a wish list than a reality.

The latest petroleum status report for the week ending May 1 showed a decline in crude oil inventories in the US.

According to the US EIA (Energy Information Administration), US commercial crude oil inventories decreased by 2.3 million barrels for the week ending May 1.

Total motor gasoline inventories decreased by 2.5 million barrels from last week and are 4 per cent below the five-year average for this time of year.

Distillate fuel inventories decreased by 1.3 million barrels last week and were about 11 per cent below the five-year average for this time of year.

Total products supplied in the US over the last four-week period averaged 20.3 million barrels per day, up by 2.6 per cent from the same period last year.

Over the past four weeks, motor gasoline product supplied averaged 9 million barrels per day, up by 1 per cent from the same period last year.

Distillate fuel product supplied averaged 3.8 million barrels per day over the past four weeks, up by 3.5 per cent from the same period last year. Jet fuel product supplied was down 6.2 per cent compared with the same four-week period last year.

May natural gas futures were trading at ₹259.20 on MCX during the initial hour of trading on Thursday against the previous close of ₹258.40, up by 0.31 per cent.

On the National Commodities and Derivatives Exchange (NCDEX), May dhaniya contracts were trading at ₹12836 in the initial hour of trading on Thursday against the previous close of ₹12870, up down 0.26 per cent.

May jeera futures were trading at ₹20310 on NCDEX in the initial hour of trading on Thursday against the previous close of ₹20340, down by 0.15 per cent.

Published on May 7, 2026



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Trump sees swift end to war as Iran reviews US peace proposal

Trump sees swift end to war as Iran reviews US peace proposal


US President Donald Trump
| Photo Credit:
Evan Vucci

US President Donald Trump predicted a swift end to the war with Iran as Tehran ‌considered a US peace proposal that sources said would formally end the conflict while leaving ​unresolved key US demands that Iran suspend its nuclear programme and reopen the Strait of Hormuz.

An Iranian ⁠foreign ministry spokesperson cited by Iran’s ISNA news agency said Tehran would convey its response, while Iranian lawmaker Ebrahim Rezaei, a spokesperson for parliament’s powerful foreign policy and national security committee, described the proposal as “more of an American wish-list than a reality.”

“They want to make a deal. ‌We’ve had very good talks over the last 24 hours, and it’s very possible that we’ll make a deal,” Trump told reporters in the Oval Office on Wednesday, saying later “it’ll be over quickly.” Trump has repeatedly ‌played up the prospect of an agreement to end the war that started on February 28, so ‌far ⁠without success. The two sides remain at odds over a variety of difficult issues, such as Iran’s nuclear ⁠ambitions and its control of the Strait of Hormuz, which before the war handled one-fifth of the world’s oil and gas supply. A Pakistani source and another source briefed on the mediation said an agreement was close on a one-page memorandum that would formally end the conflict. That would kick ​off discussions to unblock shipping through the strait, lift ‌US sanctions on Iran and set curbs on Iran’s nuclear programme, the sources said.

Iran’s parliament speaker Mohammad Baqer Qalibaf appeared to mock reports that indicated the two sides were close, writing on social media in English that “Operation Trust Me Bro failed.”

Qalibaf said such reports amounted to US spin following its failure to open the Strait of ‌Hormuz.

Deal hopes drive oil down, shares rise

Reports of a possible agreement caused global oil prices to tumble ​to two-week lows on Wednesday, with benchmark Brent crude futures falling about 11 per cent to around $98 a barrel at one point before rising back above the $100 mark.

Global share prices also leapt and bond ⁠yields fell on optimism about an end to a war that has disrupted energy supplies.

“The contents of the US-Iran peace proposals are thin, but there is an expectation in the market that further military action will not take place,” said Takamasa Ikeda, a ‌senior portfolio manager at GCI Asset Management. Trump on Tuesday paused a two-day-old naval mission to reopen the blockaded strait, citing progress in peace talks.

NBC News, citing two unnamed US officials, said Trump’s abrupt reversal came after Saudi Arabia suspended the US military’s ability to use a Saudi base for the operation.

Saudi officials were surprised and angered by Trump’s announcement that the US would help escort ships through the Strait of Hormuz, leading them to tell Washington they would deny the US permission to fly military aircraft out of a Saudi base or through Saudi airspace, NBC reported.

The White House did not ‌immediately respond to a request for comment on the report.

The US military has kept up its own blockade on Iranian ships in the ​region. US Central Command said forces fired at an unladen Iranian-flagged tanker on Wednesday, disabling the vessel as it attempted to sail toward an Iranian port in violation of the blockade.

No mention of key US demands

The source briefed on the mediation said the US negotiations were being led by Trump’s envoy Steve Witkoff and son-in-law Jared ⁠Kushner. If both sides agreed on the preliminary deal, that would start the clock on 30 days of detailed negotiations to reach a full agreement. While the sources said the memorandum would not initially require concessions from ‌either side, they did not mention several key demands Washington has made in the past, which Iran has rejected, such as the restrictions on Iran’s missile programme and an end to its support for proxy militias in ​the Middle East. The sources also made no mention of Iran’s existing stockpile of more than 400 kg (882 pounds) of near-weapons-grade uranium.

Published on May 7, 2026



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आपके शहर में आज कितना है LPG सिलेंडर का रेट? जानें घरेलू और कमर्शियल दोनों की कीमत

आपके शहर में आज कितना है LPG सिलेंडर का रेट? जानें घरेलू और कमर्शियल दोनों की कीमत


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Key points generated by AI, verified by newsroom

  • 19 किलो वाले कमर्शियल एलपीजी सिलेंडर की कीमत में 993 रुपये की बढ़ोतरी हुई.
  • 5 किलो वाले फ्री ट्रेड एलपीजी सिलेंडर की कीमत 261 रुपये प्रति सिलेंडर बढ़ी.
  • घरेलू एलपीजी सिलेंडरों की कीमतों में कोई बदलाव नहीं किया गया है.
  • देश के विभिन्न शहरों में एलपीजी सिलेंडर की कीमतें अलग-अलग हैं.

LPG Rate Today on May 7: देश में एक तरफ जहां कमर्शियल LPG सिलेंडरों की कीमतें बढ़ा दी गई हैं. वहीं,  घरेलू सिलेंडरों की कीमतों में कोई बदलाव नहीं किया गया है. बीते 1 मई से देश में 19 किलो वाले सिलेंडर की कीमत अब 3,071.5 रुपये तक पहुंच गई है. इसमें  993 रुपये की बढ़ोतरी की गई. इसी क्रम में 5 किलो वाले फ्री ट्रेड LPG (FTL) सिलेंडर की कीमत में भी तत्काल प्रभाव से 261 रुपये प्रति सिलेंडर की बढ़ोतरी की गई.

हालांकि, इंडियन ऑयल कॉर्पोरेशन (IOC) ने एक बयान में कहा कि घरेलू सिलेंडरों की कीमतों में कोई बदलाव नहीं किया गया है. 28 फरवरी से ईरान में जंग शुरू होने के बाद से यह तीसरी बार है, जब कमर्शियल LPG सिलेंडर की कीमत बढ़ाई गई. सबसे पहले मार्च की शुरुआत में इसकी कीमत में लगभग 115 रुपये की बढ़ोतरी हुई थी, जिसके बाद 1 अप्रैल को इसमें लगभग 200 रुपये की और बढ़ोतरी की गई थी.

आज LPG गैस सिलेंडर की कीमत

शहर  घरेलू सिलेंडर की कीमत  कमर्शियल सिलेंडर की कीमत
दिल्ली  913.0 रुपये 3071.5 रुपये
मुंबई 912.5 रुपये 3024.0 रुपये
कोलकाता  939.0 रुपये 3202.5 रुपये
चेन्नई  928.5 रुपये 3237.0 रुपये
बेंगलुरु 915.5 रुपये 3152.0 रुपये
पटना  1002.5 रुपये 3347.0 रुपये
पोर्ट ब्लेयर 989.0 रुपये 3490.0 रुपये
रायपुर 984.0 रुपये 3293.0 रुपये
रांची  970.5 रुपये 3252.0 रुपये

क्यों अलग-अलग है हर जगह कीमतें?

LPG गैस सिलेंडर के दाम हर शहर में अलग-अलग होने के कई कारण हैं, जिनमें ट्रांसपोर्टेशन पर आया खर्च और डिस्ट्रीब्यूशन मार्जिन शामिल हैं. घरेलू LPG पर पूरे देश में एक समान GST लगता है, लेकिन कीमतों में अंतर फिर भी आ ही जाता है.

गैस को बॉटलिंग प्लांट से आपके शहर और फिर आपके घर तक पहुंचाने का खर्च दूरी के हिसाब से बदलता रहता है. यही कारण है कि बंदरगाहों के पास वाले शहरों जैसे कि मुंबई, में गैस अकसर सस्ती होती है, जबकि दूर-दराज या पहाड़ी इलाकों में इसकी कीमत महगी हो जाती है. 

इसके अलावा, अलग-अलग शहरों में गैस एजेंसियों के अपने खर्च और मार्जिन अलग-अलग हो सकते हैं. इससे गैस सिलेंडर की कीमत में कुछ रुपयों का अंतर आ जाता है. साथ ही, गैस सिलेंडर पर जीएसटी भले ही 5 परसेंट पर स्थिर है, लेकिन कुछ राज्यों में स्थानीय निकायों द्वारा लगाए जाने वाले छोटे-मोटे अतिरिक्त शुल्क या VAT में मामूली अंतर के चलते भी कीमतें बदल सकती हैं. 

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होम लोन-कार लोन लेने का गोल्डन रूल! क्या है 30% EMI नियम, जो कभी कर्ज में फंसने नहीं देता?

होम लोन-कार लोन लेने का गोल्डन रूल! क्या है 30% EMI नियम, जो कभी कर्ज में फंसने नहीं देता?


30% EMI Rule: अपना घर हो, खुद की गाड़ी हो, इसका सपना हर किसी का होता है. बैंक इसके लिए आसानी से लोन भी ऑफर करता है. लेकिन क्सा आपने कभी सोचा है कि आपकी सैलरी का कितना हिस्सा EMI में खर्च होनी चाहिए, जिससे आपकी लाइफस्टाइल पर कुछ खास असर न पड़े. अगर आप भी इस बात को लेकर कंफ्यूज रहते हैं, तो आपके लिए 30% EMI फार्मूला काम आ सकता है. 

सेविंग्स के साथ जरूरतें भी होंगी पूरी

30% वाला नियम यह कहता है कि आपके सभी लोन की टोटल EMI आपकी मंथली सैलरी की 30 परसेंट से ज्यादा नहीं होनी चाहिए. घर या कार खरीदते वक्त जब भी आप लोन लेते हैं, तो बैंक आपको आपकी इनकम के आधार पर 40-50 परसेंट तक लोग दे देता है, लेकिन एक्सपर्ट्स वित्तीय स्थिरता और भविष्य की स्थिरता का ख्याल रखते हुए 30 परसेंट के रूल को ही फॉलो करने के लिए कहते हैं.

30% वाले ईएमआई रूल में होम लोन से लेकर कार लोन, पर्सनल लोन और क्रेडिट कार्ड ईएमआई ये सारी चीजें शामिल होती हैं. इसे ऐसे समझिए- अगर आपकी सैलरी 1,00,000 रुपये है, तो 30 परसेंट के हिसाब से 30,000 रुपये तक EMI में खर्च होने चाहिए. बाकी 70 परसेंट का अमाउंट घर की जरूरतों, इमरजेंसी फंड के लिए सुरक्षित रहने चाहिए. 

30 परसेंट रूल के फायदे

  • नौकरी छूटने या इमरजेंसी की स्थिति में भी आपके पास ईएमआई भरने जितने पैसे हो.
  • ईएमआई की लिमिट तय होने से समय पर भुगतान होता रहेगा, जिसका असर आपके CIBIL स्कोर पर देखने को मिलेगा. 
  • अगर आपका क्रेडिट स्कोर अच्छा होगा और डेट-टू-इनकम रेश्यो कम होगा, तो बैंक आपको तुरंत लोन दे देगा. 
  • इस फार्मूले से आपके निवेश पर भी कोई असर नहीं पड़ता. इससे आप फाइनेंशियली स्ट्रॉन्ग होते जाते हैं.

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Stock Market Today Live:

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ensex Today, Nifty 50 | Stock Market Live Updates – Find here all the live updates related to Sensex, Nifty, BSE, NSE, share prices and Indian stock markets for 7th May 2026.

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    Stock to buy today: HBL Engineering (₹855) – BUY

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    Moving average cross overs on the daily chart also strengthens the bullish case. HBL Engineering share price can rise to ₹930-940 in the next few weeks

Published on May 7, 2026



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