केवाईसी के तोड़े नियम, इस बैंक पर RBI ने लगाया भारी भरकम जुर्माना, क्या इसमें है आपका खाता?

केवाईसी के तोड़े नियम, इस बैंक पर RBI ने लगाया भारी भरकम जुर्माना, क्या इसमें है आपका खाता?


Bank KYC: अगर आपका खाता सरकारी बैंक केनरा बैंक में है, तो यह खबर आपके लिए ही है. भारतीय रिजर्व बैंक ने केवाईसी नियमों का पालन नहीं करने पर केनरा बैंक पर 41.80 लाख रुपये का जुर्माना लगाया है. हालांकि, इससे बैंक ग्राहकों के पैसे या जमा राशि पर कोई असर नहीं पड़ेगा, लेकिन ये मामला बैंकिंग नियमों के पालन को लेकर चर्चा में आ गया है. 

आरबीआई ने क्यों लगाया जुर्माना?

आरबीआई की जांच में पाया गया कि बैंक ने कुछ ग्राहकों के केवाईसी रिकॉर्ड तय समय पर सेंट्रल केवाईसी रिकॉर्ड्स रजिस्ट्री में अपलोड नहीं किए. इसके अलावा कुछ खातों को गलत तरीके से इनऑपरेटिव यानी निष्क्रिय श्रेणी में डाल दिया गया था, जबकि उन खातों में लेनदेन हुआ था. इन कमियों को आरबीआई ने नियमों का उल्लंघन माना. 

IPL स्टार होने के बावजूद वैभव सूर्यवंशी से क्यों पीछे हट रही हैं बड़ी कंपनियां, यह है असली वजह

क्या ग्राहकों को घबराने की जरूरत है?

नहीं. आरबीआई द्वारा लगाया गया जुर्माना बैंक की कार्यप्रणाली में पाई गई कमियों के कारण है. इसका ग्राहकों के जमा पैसे, बचत खाते, एफडी या अन्य बैंकिंग सेवाओं पर कोई सीधा असर नहीं पड़ेगा. बैंक का संचालन पहले की तरह जारी रहेगा. 

केवाईसी इतना जरूरी क्यों है?

केवाईसी का मतलब है ग्राहक की पहचान और पते की पुष्टि करना. इसके जरिए बैंक यह सुनिश्चित करते हैं कि खाते का इस्तेमाल किसी गलत या गैरकानूनी गतिविधि के लिए न हो. इसी वजह से समय-समय पर बैंक ग्राहकों से आधार कार्ड, पैन कार्ड, मोबाइल नंबर और पते से जुड़े दस्तावेज अपडेट करने को कहते हैं.

मुंबई नहीं, इस शहर में बनेगी देश की सबसे ऊंची बिल्डिंग, जानिए क्या है ग्लोबल सिटी का पूरा प्लान

केवाईसी अपडेट नहीं है तो क्या होगा?
यदि लंबे समय तक केवाईसी अपडेट नहीं किया जाता है, तो बैंक कुछ सेवाओं पर रोक लगा सकता है. कई मामलों में खाते से लेनदेन सीमित हो सकता है या बैंक ग्राहक से दोबारा दस्तावेज जमा करने को कह सकता है. इसलिए बैंक से केवाईसी अपडेट का मैसेज या कॉल आने पर उसे नजरअंदाज नहीं करना चाहिए.

आरबीआई क्यों सख्ती कर रहा है?
पिछले कुछ वर्षों में आरबीआई ने केवाईसी नियमों को लेकर काफी सख्ती दिखाई है. कई बैंकों और वित्तीय संस्थानों पर नियमों के उल्लंघन के लिए जुर्माना लगाया जा चुका है. आरबीआई का मानना है कि मजबूत केवाईसी व्यवस्था से फर्जी खातों, मनी लॉन्ड्रिंग और वित्तीय धोखाधड़ी पर रोक लगाने में मदद मिलती है. 



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IPL स्टार होने के बावजूद वैभव सूर्यवंशी से क्यों पीछे हट रही हैं बड़ी कंपनियां, यह है असली वजह

IPL स्टार होने के बावजूद वैभव सूर्यवंशी से क्यों पीछे हट रही हैं बड़ी कंपनियां, यह है असली वजह


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Key points generated by AI, verified by newsroom

  • वैभव सूर्यवंशी ने IPL 2026 में ऑरेंज कैप जीती।
  • युवा वैभव की ब्रांड वैल्यू बढ़ी, पर विज्ञापन सीमित।
  • नाबालिग होने से विज्ञापन में कानूनी और व्यावहारिक सीमाएं।
  • परिवार व टीम खेल पर ध्यान केंद्रित रखने हेतु सचेत।

Vaibhav Suryavanshi: IPL के फैंस तो दुनिया के कोने-कोने में हैं, लेकिन अब इसका शोर थम चुका है. IPL ट्रॉफी पर रॉयल चैलेंजर्स बेंगलुरू ने कब्जा जमा लिया है. सभी खिलाड़ी अपने अगले आसाइनमेंट की तैयारी में जुट चुके हैं, लेकिन एक नाम जो काफी चर्चा में है और वह है वैभव सूर्यवंशी. 15 साल के इस युवा क्रिकेटर ने IPL 2026 में ऐसा प्रदर्शन किया, जिसे क्रिकेट फैंस लंबे टाइम तक नहीं भूल सकते हैं. 

शानदार प्रदर्शन से जीता दिल

राजस्थान रॉयल्स यानी RR के लिए खेलते हुए वैभव सूर्यवंशी ने इस सीजन में 16 मैचों में 776 रन बनाए और ऑरेंज कैप अपने नाम की. सिर्फ यहीं नहीं , उन्हें सीजन का मोस्ट वैल्यूएबल प्लेयर भी चुना गया. इस जबरदस्त प्रदर्शन के बाद वैभव सूर्यवंशी की ब्रांड वैल्यू भी तेजी से बढ़ गई है. रिपोर्ट्स के मुताबिक, उनकी एंडोर्समेंट फीस प्रति डील करीब 50 लाख रुपये से बढ़कर 1.5 से 2 करोड़ रुपये तक पहुंच गई है. वैभव सूर्यवंशी फिलहाल राजस्थान रॉयल्स के साथ 1.10 करोड़ रुपये के सालाना कॉन्ट्रैक्ट पर जुड़े हुए हैं. वैभव की ब्रांड मार्केट में डिमांड तेजी से बढ़ रही है.

LPG संकट के बीच जान लें गैस सिलेंडर के ये 7 सरकारी नियम, कभी नहीं कटेगा कनेक्शन, मिलेंगे फायदे

विज्ञापनों में सीमित मौजूदगी क्यों?

इन सभी चीजों के बीच अब सवाल यह उठ रहा है कि इतनी चर्चा और सफलता के बाद भी वैभव सूर्यवंशी फिलहाल बहुत कम विज्ञापनों में क्यों दिखाई दें रहे हैं? उनकी उम्र केवल 15 साल है, जिसकी वजह से कुछ कानूनी और व्यावहारिक सीमाएं हैं. इसी कारण बड़ी ऑटोमोबाइल और कुछ लाइफस्टाइल कंपनियां उन्हें फिलहाल साइन नहीं कर पा रही हैं. 

लाइफस्टाइल और फाइनेंस ब्रांड्स की सीमाएं

बता दें कि डियोड्रेंट, ग्रूमिंग प्रोडक्ट्स, लग्जरी घड़ियां और फैंटेसी ऐप्स जैसी कई कैटेगरी एडल्ट ऑडियंस को टारगेट करती हैं. भारत में ASCI और कंज्यूमर प्रोटेक्शन एक्ट के नियमों के चलते ऐसे ब्रांड्स नाबालिग को फेस नहीं बना सकते. इसी तरह ही क्रेडिट कार्ड, म्यूचुअल फंड जैसी कंपनियां भी सावधानी बरतती है.

परिवार और टीम का संतुलित फैसला

वैभर के ब्रांड को मैनेज करने में राजस्थान रॉयल्स और उनका परिवार बहुत संतुलित रणनीति अपना रहा है. वह जानकर उन्हें ज्यादा विज्ञापन और मीडिया चमक-दमक से दूर रख रहे हैं, ताकि उनका ध्यान खेल पर बना रहे. फिलहाल वैभव सिर्फ वहीं ब्रांड्स के साथ जुड़ रहे हैं जो उनकी उम्र के मुताबिक उपयुक्त है जैसे Complan और Google Pay का पॉकेट मनी ऐप. जानकारी के मुताबिक, अब ब्रांड्स युवा खिलाड़ियों के साथ लंबे कॉन्ट्रैक्ट के बजाय 2-3 साल के शॉर्ट-टर्म एग्रीमेंट कर रहे हैं. अभी परिवार और मैनेजमेंट चाहते हैं कि वह धीरे-धीरे आगे बढ़े और उनका करियर लंबे समय तक स्तिर रहे.

मुंबई नहीं, इस शहर में बनेगी देश की सबसे ऊंची बिल्डिंग, जानिए क्या है ग्लोबल सिटी का पूरा प्लान



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India, China share two millennia of legacy of learning and dialogue: Indian envoy

India, China share two millennia of legacy of learning and dialogue: Indian envoy


Indian Ambassador to China Vikram Doraiswami 
| Photo Credit:
PTI

Indian Ambassador to China Vikram Doraiswami has said mutual learning of languages and a dialogue of ideas over two millennia have been a defining feature of ties between the two countries.

Doraiswami, who took over as India’s envoy to China last month, visited the Beijing Foreign Studies University (BFSU), where he delivered a lecture on Friday, and interacted with students and faculty members.

BFSU, a premier institution for foreign languages in China, offers courses in 102 languages, including Tamil, Hindi, Bengali, Sanskrit and Urdu. It recently added Punjabi to its list of courses.

The languages are taught primarily to Chinese students as well as diplomats and officials.

Many of its students go on to work with Chinese foreign-language media organisations, including state radio and television services catering to overseas audiences.

During his lecture, Doraiswami, a fluent Mandarin speaker, highlighted how the study of languages, societies and a dialogue of ideas had been a defining feature of India-China engagement for more than two millennia.

“Citing examples from the Mauryan period to the modern era, he [Doraiswami] noted how exchanges between the world’s two oldest continuous civilizations enriched both societies through the sharing of knowledge, philosophy, artistic traditions, technologies, and innovation,” according to a post on X by the Indian Embassy in Beijing.

“He emphasised that such interactions historically generated mutual benefit and remained more important than ever as both countries undergo profound economic, technological and social transformation,” it said.

It added, “The lecture also explored the remarkable changes taking place in India today and the need for deeper knowledge, academic engagement, and people-to-people exchanges to better understand each other’s contemporary realities.” It was followed by an interactive session during which Doraiswami answered questions from students. During his visit, Doraiswami was briefed on the activities of the university by BFSU President Jia Wenjian.

Published on June 6, 2026



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CarePal Money crosses ₹150 cr healthcare loan run rate

CarePal Money crosses ₹150 cr healthcare loan run rate


CarePal Money, India’s first integrated healthcare lending marketplace and a subsidiary of CarePal Group, has crossed an annualised disbursement run rate of ₹150 crore, scaling 50 per cent from its ₹100 crore achieved just months ago.

The growth underscores the accelerating demand for structured healthcare financing. CarePal Money enables patients to finance treatments through no-cost and low-cost EMI loans, from minor procedures to high-value cases exceeding ₹25 lakh for cancer care and organ transplants.

For hospitals, this translates into improved elective treatment conversions, faster discharges and significantly fewer cases of patients leaving mid-treatment due to financial constraints. CarePal also offer a reimbursement financing service that allows hospitals to extend short term loans to patients whose insurance provider is not empanelled with the hospital, this reduces the monetary burden on the customer while they wait for the reimbursement from the insurance provider.

With multiple lender integrations, CarePal Money continues to offer one of the highest approval rates in the industry and ability to fund complex, high-cost treatments often overlooked by traditional NBFCs.

Medical Management leads the disease mix at 33 per cent of loans disbursed over the past 2.5 years, followed by Cardiology at 15 per cent and Neurology at 14 per cent, collectively representing over 60 per cent of all disbursements. High-value specialties such as oncology, nephrology, pulmonology, and liver surgery continue to constitute a growing share.

Piyush Jain, Co-Founder & CEO, CarePal Group said reaching ₹150 crore in annualised disbursements is a strong validation of the model that works for patients, hospitals and lenders alike.

In India, with over 40 per cent of healthcare costs are still paid out-of-pocket, the company remains committed to scaling to over ₹2,000 crore annual disbursements in the next five years, he added.

Sahil Lakshmanan, CEO, CarePal Money said the company’s zero interest model removes one of the biggest cost barriers.

Patients receive timely treatment, hospitals improve retention and reduce revenue leakage and lenders get access to a high-quality, underserved borrower segment, he added.

Published on June 6, 2026



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Freedom does not create failure or excellence – it reveals character

Freedom does not create failure or excellence – it reveals character


At every workplace, in every team, and in almost every relationship, there is a common complaint. People say they are not given enough freedom. Managers say teams are not accountable. Employees say leaders micromanage. Leaders say people do not take ownership.

Organisations create systems, reviews, dashboards, and structures hoping that performance problems will disappear. Yet despite all the processes, the same concerns continue. Which raises a difficult but important question: “Do people fail because of lack of freedom or do they fail because freedom exposes what supervision was hiding?”

This question goes far beyond leadership. It is a question about human behaviour.

Because the moment supervision reduces, systems loosen, or autonomy increases, the true nature of ownership becomes visible. Some people rise. Some people drift. Some people perform brilliantly. Some begin exposing the gaps that constant monitoring was quietly hiding.

The larger issue therefore is not freedom alone, rather it is preparedness for freedom.

Accountability is not a process

We have been conditioned to believe that accountability is something a manager “enforces” during a quarterly review. But accountability is not a set of metrics; it is an internal orientation. Most organisations discuss accountability as though it is a framework,It is not. Accountability is a character. And it is not restricted to offices, KRAs, review meetings, or appraisals.

It is a trait that manifests long before a person enters an office and persists long after they leave. True ownership is the refusal to outsource your failures.

A person who avoids accountability in small things will eventually avoid it in larger things. Which is why one of the biggest leadership mistakes is assuming accountability can be enforced only through supervision. Unfortunately, it cannot.

Supervision may temporarily produce compliance. But accountability appears only when individuals are willing to stand before themselves honestly. Therefore in leadership it is important to reflect on the questions like:

Can a person admit failure openly? Can someone say:

I did not try enough.

I avoided the difficult conversation.

I delayed what I knew had to be done.

I expected freedom without responsibility.

Very often, people avoid these admissions because acknowledging weakness feels uncomfortable. Some blame leaders. Some blame teams. Some blame systems. Some blame markets.

But nobody is absolved from being accountable. That includes leaders, teams and individuals.

Trust and monitoring

Leadership becomes difficult because every relationship operates between two invisible forces: trust and monitoring. Both have to be in balance. Too much monitoring destroys confidence. Too much trust weakens review.

The key is to understand when each of that is required. Many leaders silently reduce monitoring because they trust people. Many employees assume trust means absence of accountability. Both become dangerous.

Most people adjust to systems the way they buy ready-made shirts. The shirt may fit in some places and fail in others. But adjustment feels easier than customization. That is exactly how people approach growth. Very few people are willing to pause, reflect, and consciously shape their strengths. Customization demands effort. Self-awareness requires patience.

Which is why an important question emerges: “How much are you willing to own your own solution to yourself?” Most people want freedom. But fewer people want the responsibility that freedom demands.

Freedom without ownership is chaos

Organisations constantly speak about empowerment and autonomy. But autonomy without responsibility becomes disorder. At the same time, excessive conditions on freedom make autonomy meaningless. Which raises another difficult question: “If freedom comes with too many conditions, is it truly freedom?”

The answer perhaps lies elsewhere. “Freedom cannot be given to a person. Freedom has to be from within.”

Real autonomy begins internally. People who genuinely take ownership do not wait constantly for instructions. They understand intent and act responsibly, importantly they recognize consequences too.

Often organisations select people and fit them into roles without clarity on suitability. Then later everybody complains about non-performance. The issue is not only performance. It is judgment, Selection and role fitment.

One of the biggest organisational dangers today is incomplete capability. “People only know to fly. They don’t know how to land.”

Many individuals know how to begin. Very few know how to complete.

Organisations celebrate energy, enthusiasm, communication, and activity.But outcomes demand more than movement. They demand closure and responsibility. More importantly they demand capability under pressure.

No passenger would knowingly board an airline where pilots could take off but not land. Yet organisations repeatedly operate exactly this way. And somewhere within this reality lies another uncomfortable leadership question: “Do I have the skill to measure the skill of my team?”

Because leadership is not merely about trusting people, it is also about correctly evaluating readiness.

Leadership is not popularity

One of the biggest misconceptions around leadership is the desire to remain universally liked. But difficult conversations are unavoidable. There is nothing wrong in telling people what they are not doing. Being clear is not being cruel, Feedback is not disrespect.

Performance conversations are necessary because avoiding them only prolongs inefficiency.

Most leadership discussions focus on systems, structures, policies, and frameworks. But the deeper issue is often simpler. It’s about Character. Ultimately it is not a leadership issue, but a character issue.

Do people take ownership when nobody is watching?

Can individuals stay committed without constant supervision?

Can leaders review honestly without emotional bias?

Can teams receive feedback without collapsing into defensiveness?

Can organisations distinguish between capability and activity?

Can people stop living emotionally in yesterday while neglecting today?

These questions matter far more than most processes. Because freedom alone does not create excellence. Freedom simply reveals what already exists underneath.

(Sridhar Aranala is Vice President of Sales and Distribution at The Hindu Group)

Published on June 6, 2026



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Gujarat Energy eyes propane import terminal in Gujarat; in talks with Qatar Energy

Gujarat Energy eyes propane import terminal in Gujarat; in talks with Qatar Energy


Gujarat Energy Ltd (GEL), India’s largest city gas distribution company and one of the country’s biggest importers of liquefied natural gas (LNG), is exploring the setting up of dedicated port infrastructure in Gujarat for importing and storing propane.

They have also initiated discussions with suppliers including Qatar Energy and Saudi Aramco as it seeks to diversify its fuel portfolio and retain industrial customers.

“We are talking to various ports for setting up the infrastructure dedicated for us. In the meantime, we have already initiated discussions with various counterparties for import of propane like Qatar Energy, Saudi Aramco and others,” said officials of the company that was earlier known as Gujarat Gas Ltd (GGL).

The company is evaluating the construction of an import jetty and storage tanks near Morbi, India’s largest ceramic manufacturing hub, which has emerged as the focal point of a growing battle between natural gas and propane as industrial fuel.

“We had discussions on draft contracts with various companies, but as far as infrastructure is concerned, we are very much interested in setting up our own infrastructure so as to be able to import and store propane without any hindrances. We are looking at setting up port facilities close to Morbi. We are in discussions with port authorities in Gujarat,” the officials added during an earnings call with investors earlier this week.  

Officials said the company remains committed to expanding its propane business and views dedicated import and storage infrastructure as critical for ensuring reliable supplies and competitive pricing. “It is setting up an import jetty and storage tanks. Propane business we are seriously evaluating,” the officials said. 

The move marks a significant strategic shift for GEL, which has traditionally focused on supplying piped natural gas (PNG) but is increasingly positioning itself as an integrated energy supplier capable of offering multiple fuels to industrial customers. 

The company had first announced plans to enter the propane business last year after witnessing a steady erosion of natural gas demand in Morbi, which accounts for 80-90 per cent of India’s ceramic tile production.

At the time, falling global LPG prices made propane significantly cheaper than natural gas, prompting several ceramic manufacturers to switch fuels.

Officials said that propane remains a competing fuel, and the near-term outlook for natural gas demand in Morbi remains stable.

“So on propane, I think at least in the short to medium term, we don’t see propane coming back to normal levels. So we are reasonably sure of a good amount of sales of gas in the Morbi market. And if things get to normal, we will again likely see a dip in spot prices as well. So I think we are in a good position to compete with propane whenever it comes. So if propane comes back, so would gas. So I think we’ll be in a good position to compete. But as of now, for the short and medium term, we see a good amount of sale of gas in Morbi,” the management said.

The pressure on GEL intensified as Morbi gas volumes nearly halved from 3.35 million metric standard cubic metres per day (MMSCMD) in the third quarter of FY25 to 1.68 MMSCMD in the third quarter of FY 2026.

Even a decline in spot LNG prices failed to arrest the shift as propane remained economically attractive for industrial consumers. The vulnerability of the market was further exposed during the West Asia crisis earlier this year.

Supply disruptions forced Gujarat Gas, as the company was then known, to invoke force majeure on industrial supplies while available natural gas was diverted towards priority sectors.

More than 700 ceramic units in Morbi — accounting for nearly 80 per cent of India’s ₹65,000-crore ceramic tile industry — were forced to suspend operations for close to a month after natural gas supplies dried up.

The disruption dragged gas consumption in the cluster down to just 0.36 MMSCMD by the end of March, with only 83 gas-consuming units remaining operational. Since supplies resumed from mid-April, volumes have rebounded sharply.

Gas consumption in Morbi climbed to 7.8 MMSCMD by late May, while the number of gas-consuming units increased more than eight-fold to 675. Industry participants, however, said many ceramic manufacturers have shifted to shorter-duration fuel contracts amid continuing uncertainty over fuel availability and pricing.

Against this backdrop, GEL sees propane not merely as a competing fuel but as an opportunity to retain customers within its ecosystem. The company believes that offering both natural gas and propane would reduce the incentive for industrial consumers to migrate to rival suppliers when fuel economics change. 

When it first unveiled the propane strategy, the company estimated Morbi’s total fuel consumption at around 7-7.5 MMSCMD in gas-equivalent terms, with propane accounting for nearly two-thirds of the market.

It had targeted capturing about 25 per cent of Morbi’s propane demand, equivalent to roughly 1.3 MMSCMD in gas-equivalent volumes. 

GEL currently serves more than 4,400 industrial customers across Gujarat and adjoining territories, with key industrial markets including Morbi, Dahej, Ankleshwar, Vapi, Surat, Rajkot and Valsad. Industrial consumers account for more than half of the company’s overall gas sales.

For GEL, the propane venture represents more than a new revenue stream. It is an acknowledgement that in industrial markets such as Morbi, the competition is no longer between gas distributors alone, but between fuels themselves.

Published on June 6, 2026



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