Intellect Design Arena Ltd on Wednesday said its eMACH.ai Payments platform has received the highest rating from Nacha Consulting across all four major US payment rails — TCH RTP, FedNow, Fedwire, and ACH. Shares of fintech firm rose 2.85 per cent to ₹696.80 on the NSE today before the closing bell.
The rating was awarded by the official consulting arm of Nacha, the body that governs the US ACH Network. The assessment covered 72 live payment scenarios across 16 categories and returned zero compliance findings on any rail. Intellect said it commissioned the review voluntarily, not as a regulatory requirement.
The evaluation confirmed full scheme compliance for all ISO 20022 message types used in FedNow, TCH RTP, and Fedwire, including Request to Pay flows, credit transfers, and Fedwire drawdowns. It also validated compliance across ACH processing formats including Same Day ACH, Notice of Change, and Micro-Entries.
Nacha Consulting flagged as a differentiator the platform’s ability to handle instant payments, bulk batch payments, and high-value RTGS payments on a single system.
The announcement follows Intellect’s January 2026 US market launch of eMACH.ai Payments and its inclusion as a Leader in the inaugural Gartner Magic Quadrant for Banking Payment Hub Platforms. The platform is currently deployed across 40 countries, serving over 126 financial institutions including nine central banks.
Despite today’s gain, the stock remains under pressure on a longer horizon, down roughly 26 per cent year-to-date and about 9 per cent over the past year. Its 52-week high stands at ₹1,255, hit in June 2025. Total market capitalisation stands at approximately ₹9,733 crore.
Intellect will showcase the platform at the NACHA Smarter Faster Payments conference in San Diego from April 26–29.
Published on April 22, 2026
