IndiGo Flight Crisis: 5000 Flights Cancel! क्या आपका Refund भी फंसा है? |Paisa Live

by Hansraj Agrawal | Dec 10, 2025 | Business

IndiGo Airlines पिछले 7 दिनों से एक बड़े Operational Crisis का सामना कर रही है। अब तक लगभग 5,000 Flights Cancel की जा चुकी थीं। Government और Court के हस्तक्षेप के बाद Operations सामान्य होने लगे हैं और Company अब 1800 Flights रोज़ Operate कर रही है। Cancellation की वजह से IndiGo ने यात्रियों को ₹827 करोड़ का Refund भी जारी किया है। लेकिन कई यात्रियों का Refund अटका, कम आया या Reject कर दिया गया — ऐसे में Travel Insurance और Credit Card Insurance बहुत उपयोगी साबित हो सकते हैं। Travel Insurance Non-Refundable Tickets, Hotel Bookings, Pre-Booked Activities का नुकसान कवर करता है। Flights देरी पर बिना Bill दिखाए ₹1,000 से ₹5,000 तक Allowance मिलता है। हालाँकि, कुछ exclusions होते हैं—जैसे airline की गलती, crew shortage या documentation issues, जिन पर Claim Rejected हो सकता है। कई premium और Mid-tier credit cards में पहले से ही Travel Insurance शामिल होता है, लेकिन लोग इसका फायदा नहीं उठाते। India में सिर्फ 3-4% लोग Travel Insurance खरीदते हैं, जबकि US में 50% और Germany में 60%। Aviation और Geopolitics की अनिश्चित स्थिति में Travel Insurance लेना अब पहले से ज्यादा जरूरी हो गया है।

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IMF ने खोली पाकिस्तान की पोल, दुनिया के सामने कटोरा फैलाने वाले पड़ोसी मुल्क की बताई औकात

by Hansraj Agrawal | Dec 10, 2025 | Business

IMF on Pakistan Economy: पड़ोसी देश पाकिस्तान की आर्थिक बदहाली अब किसी से छिपी नहीं है. लगातार बढ़ते कर्ज, गिरती मुद्रा, महंगाई और निवेश में तेज गिरावट के कारण पड़ोसी देश पाकिस्तान की अर्थव्यवस्था लंबे समय से गंभीर संकट से जूझ रही है. इसी बीच अंतरराष्ट्रीय मुद्राकोष (IMF) ने अपने ताज़ा आकलन में पाकिस्तान की वास्तविक स्थिति एक बार फिर दुनिया के सामने रखी है.

आईएमएफ ने खोली पोल

आईएमएफ के अनुसार, पाकिस्तान ने भले ही अल्पकालिक स्थिरता हासिल कर ली हो, लेकिन उसकी अर्थव्यवस्था (Economy) अब भी भारी कर्ज (Loan) के दबाव, कमजोर निवेश माहौल और रोजगार वृद्धि में सुस्ती जैसे गंभीर कारकों से बुरी तरह प्रभावित है. यह रिपोर्ट तब सामने आई जब आईएमएफ ने पाकिस्तान को लगभग 1.2 अरब डॉलर की नई किस्त जारी करने की घोषणा की.

IMF का अनुमान है कि पाकिस्तान की आर्थिक वृद्धि 2025-26 में 3.2 प्रतिशत तक पहुंच सकती है, जो पिछले वित्त वर्ष के 2.6 प्रतिशत की तुलना में थोड़ा बेहतर है, लेकिन यह वृद्धि पाकिस्तान की 24 करोड़ से अधिक आबादी की जनसंख्या वृद्धि दर — लगभग 2.55 प्रतिशत — के लगभग बराबर ही है.

प्रति व्यक्ति आय की धीमी रफ्तार

ऐसे में प्रति व्यक्ति आय के आधार पर आर्थिक सुधार की गति बेहद धीमी दिखाई देती है. फिलहाल पाकिस्तान की प्रति व्यक्ति आय 1,677 डॉलर के करीब है, जो स्थिरता से अधिक आर्थिक ठहराव की स्थिति को दर्शाता है.

वहीं, 2023-24 में 23.4 प्रतिशत की भयंकर मुद्रास्फीति 2024-25 में घटकर 4.5 प्रतिशत पर जरूर आई है, लेकिन IMF का अनुमान है कि 2025-26 में इसमें बढ़ोतरी होकर यह 6.3 प्रतिशत तक जा सकती है. तेज़ी से बढ़ती आबादी, सीमित संसाधन और राजनीतिक अस्थिरता पाकिस्तान की आर्थिक चुनौतियों को और गहरा बनाते जा रहे हैं, जिससे देश का वित्तीय पुनरुद्धार बेहद कठिन दिखाई दे रहा है.

ये भी पढ़ें: IndiGo संकट के बीच SpiceJet का 100 फ्लाइट्स रोजाना बढ़ाने का प्लान, 5 प्रतिशत उछले शेयर

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Meesho shines on debut with 53% gain, Aequs, Vidya Wires also gain

by Hansraj Agrawal | Dec 10, 2025 | Business

Meesho’s ₹5,421-crore IPO was subscribed 79.02 times and had a price band of ₹105–111.
| Photo Credit:
FRANCIS MASCARENHAS

Shares of e-commerce player Meesho, aerospace manufacturer Aequs, and wire-maker Vidya Wires debuted on the bourses on Wednesday with sharply mixed outcomes, as strong IPO demand translated into listing gains of 53 per cent, 22 per cent, and 2 per cent, respectively.

Meesho

Meesho delivered a standout debut and settled with 53 per cent listing gains. The shares opened at ₹162.50 on the NSE, a premium of more than 46 per cent to the issue price of ₹111. On the BSE, it listed at ₹161.20, a 45.2 per cent premium.

It staged a strong post-listing performance, with its shares closing at ₹170.20 on the BSE, and at ₹170.09 on the NSE.

The ₹5,421-crore IPO was subscribed 79.02 times and had a price band of ₹105–111. The issue comprised a fresh share sale of ₹4,250 crore and an OFS of 10.55 crore shares worth ₹1,171 crore.

According to Shivani Nyati, Head of Wealth at Swastika Investmart Ltd, the strong listing comes amid concerns over intensifying competition from larger e-commerce players, the need for clearer regulations around deep discounting and small-seller protection, and Meesho’s challenge of sustaining profitability in a price-sensitive market. Nyati advised allottees to book partial profits while holding the remainder for medium to long-term gains, adding that a stop-loss near ₹130 could help manage short-term volatility.

Prashanth Tapse, Senior VP (Research) at Mehta Equities Ltd, said the debut exceeded expectations and suggested that investors with a higher risk appetite may hold the stock for 12–18 months.

Brokerage firm Choice Institutional Equities initiated coverage on Meesho with a buy rating and a target price of ₹200, implying a 23 per cent upside from the listing price. It said Meesho is well positioned to capture the next phase of value-driven e-commerce growth due to its deep reach in Tier-2 and Tier-3 markets, zero-commission model, and rapid expansion of its logistics arm Valmo. The firm highlighted improving unit economics and an accelerating path to profitability, projecting EBITDA breakeven by FY27 and a 31 per cent CAGR in revenue through FY28. However, it cautioned about competition from Amazon Bazaar and Flipkart’s Shopsy, Meesho’s high cash-on-delivery dependence, and logistical complexities.

Meesho will use IPO proceeds to expand cloud infrastructure, strengthen marketing and brand initiatives, pursue acquisitions and strategic investments, and meet general corporate purposes.

Aequs

Aequs made a decent debut at ₹140 on both the BSE and NSE, a premium of nearly 13 per cent compared to its issue price of ₹124. It closed at ₹151.50 and ₹151.29 on the BSE and NSE, respectively.

According to Shivani Nyati, Head of Wealth at Swastika Investmart Ltd, Aequs’ market debut, though moderate compared with upper-end expectations, still reflects a constructive outlook for the company.

She noted that Aequs’ ability to scale operations, strengthen global customer relationships and benefit from India’s growing prominence in aerospace manufacturing positions it as a strong long-term contender, even as investors must factor in risks such as sector cyclicality, reliance on global aerospace demand and capital-intensive execution.

Nyati recommended that allotted investors consider booking partial profits after the 13 per cent listing gain while holding the remaining shares for the medium to long term, supported by the company’s fundamentals and industry tailwinds. Short-term traders, she added, may maintain a stop-loss near ₹120 to navigate early volatility. Overall, she said Aequs’ debut reinforces confidence in India’s precision-engineering and aerospace manufacturing ambitions, with the stock representing a potential structural growth story contingent on consistent execution.

Citing Aequs’ competitive positioning, global customer relationships and alignment with India’s growing aerospace manufacturing landscape, Prashanth Tapse, Senior VP (Research) at Mehta Equities Ltd, reiterated a hold for long term recommendation for allotted investors.

The upbeat listing comes after an exceptionally strong response to the company’s initial public offering.

Its ₹922-crore IPO was subscribed 101.63 times on the closing day, within a price band of ₹118–124. The issue included a fresh sale of shares worth ₹670 crore and an OFS of 2.03 crore shares amounting to ₹252 crore by promoters and existing shareholders.

Vidya Wires

Vidya Wires closed with 2 per cent gains after a muted start at ₹53.14 and ₹53.17 on the BSE and NSE, respectively.

It listed at ₹52.13 on the BSE and at par with the issue price (₹52) on the NSE.

Its ₹300-crore IPO fetched an overall subscription of 26.59 times and had a price band of ₹48–52. The issue included a fresh component of ₹274 crore and an OFS of 50.01 lakh shares worth ₹26 crore. Funds will be used for capital expenditure in subsidiary ALCU, debt repayment and general corporate purposes.

Published on December 10, 2025

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Krystal Integrated Services wins ₹9-crore sanitation contract from Jindal Steel

by Hansraj Agrawal | Dec 10, 2025 | Business

Established in 2000, Krystal Integrated Services provides integrated facility management services across healthcare, education, government, transportation and retail sectors.

The shares of Krystal Integrated Services Ltd ended on the NSE today at ₹524.50, down by ₹14.50 or 2.69 per cent

Krystal Integrated Services Ltd has secured a one-year contract worth approximately ₹9 crore from Jindal Steel Limited for sanitation services at its Jindal Nagar facility in Odisha.

The contract covers comprehensive cleaning and maintenance of plant toilets across the industrial campus. Krystal will provide mechanised housekeeping services including sweeping, mopping, deep cleaning of walls and ceilings, maintenance of urinals, washbasins and shower areas, and replenishment of consumables. The scope also includes drainage line maintenance and upkeep of surrounding toilet zones.

The company will deploy trained personnel, supervisors, cleaning agents, sanitisation tools and housekeeping equipment to service the high-footfall sanitation facilities. Daily reporting protocols and compliance monitoring will be implemented in accordance with industrial safety regulations.

Sanjay Dighe, CEO and Director of Krystal Integrated Services, said the engagement reinforces the company’s role in supporting industrial hygiene and workforce well-being in large-scale manufacturing environments.

Established in 2000, Krystal Integrated Services provides integrated facility management services across healthcare, education, government, transportation and retail sectors. The company expanded its operations from 1,962 locations in FY21 to 3,209 locations in FY25, while its customer base grew from 262 to 461 during the same period.

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Published on December 10, 2025

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Ageas Federal Life Insurance launches new brand identity

by Hansraj Agrawal | Dec 10, 2025 | Business

Ageas Federal Life Insurance brand ambassador Sachin Tendulkar and Managing Director and CEO Jude Gomes

Ageas Federal Life Insurance unveiled its new brand identity on Tuesday, introducing a refreshed logo and the brand promise “Har Wada Mumkin – Promises Made Possible.” Managing Director and CEO Jude Gomes launched the new identity alongside brand ambassador Sachin Tendulkar in Mumbai.

The new logo features two unifying arcs symbolising protection and guidance, with a colour palette of orange and violet representing optimism and trust respectively. Gomes stated the identity reflects the company’s commitment to simplifying insurance and making financial protection more accessible across India.

The rebranding comes as the company demonstrates strong financial performance. Ageas Federal ranks fourth in solvency among private life insurers with a 270 per cent solvency ratio as of March 2025. The company achieved 13 per cent year-on-year growth in Individual Annual Premium Equivalent for the period ending October 30, 2025, outpacing the industry’s projected 9 per cent growth. It also maintained a 100 per cent Individual Claim Settlement Ratio for FY25.

Ageas Federal, a joint venture between the Ageas Group and Federal Bank that began operations in 2008, operates through 3,770-plus branches including partner bank branches. As of March 31, 2025, the company has issued over 19.71 lakh policies with a sum assured exceeding ₹27,558 crore and manages assets worth over ₹18,956 crore.

Published on December 10, 2025

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Large Indian refiners return to Russian crude as discounts deepen

by Hansraj Agrawal | Dec 10, 2025 | Business

Four out of India’s seven largest refiners are now in the market for Russian crude as deep discounts push buyers to seek out non-sanctioned barrels, even as heavyweight Reliance Industries Ltd stays away.

State-run Indian Oil Corp and Bharat Petroleum Corp have bought a total of around 10 cargoes of non-sanctioned Russian crude, including Urals, over the last few days, according to people involved in the purchases. Hindustan Petroleum Corp., meanwhile, has been looking for supply to be delivered in January, said the people, who could not be named as they are not authorized to speak publicly.

Including Nayara Energy — which has continued to take Russian crude, even after being blacklisted by Europe — those four processors accounted for just over 60 per cent of India’s oil imports this year, according to analytics firm Kpler. The companies did not immediately respond to emailed queries.

Missing, however, is Reliance — until recently the single largest purchaser of Russian crude in India. The conglomerate is now avoiding crude even under its term contract with Rosneft PJSC, equivalent to 500,000 barrels per day, eager to avoid the risk of running afoul of US or European sanctions, the people said.

India has been engaged in a challenging balancing act for months, trying to maintain its access to cheap Russian oil and to project geopolitical independence, all without angering either Washington or Brussels. But while India’s imports of Moscow’s crude will drop into next year as expected — due to the blacklisting of both Rosneft and Lukoil PJSC — the trade is expected to persist at a lower level.

Russian crude is fetching around $40–$45 a barrel, according to traders in India.

India imported the equivalent of more than 2 million barrels of oil per day from Russia at the peak of this year’s purchases in June. That is expected to dip to 1.3 million in December, when the total is still helped by cargoes booked before the curbs come into place, and then below that in January.

It is unclear whether those muted volumes will be enough to satisfy a Trump administration that has accused India of funding President Vladimir Putin’s war and demanded the two cut ties. A long-awaited trade deal between New Delhi and Washington has yet to be finalized.

Reliance, a vital swing buyer, is set to receive its last Urals cargo with the Aqua Titan, due to deliver to Jamnagar on Dec. 17, Kpler data show, with no more tankers expected beyond that. Since many vessels don’t signal their final destination before entering or exiting the Red Sea, however, it is possible that other cargoes could yet be in transit, said Sumit Ritolia, lead analyst refining and modeling at Kpler said.

Should Reliance stay away, it would leave a significant amount of crude for Rosneft to sell elsewhere.

“While other refiners can partially offset the decline, they are unlikely to fully replace the volumes Reliance was able to absorb at its peak,” Ritolia said. “At this stage, we see India’s imports of Russian crude in the region of 1-1.2 million barrels a day.

Smaller processors including Mangalore Refinery and Petrochemicals Ltd. and HPCL-Mittal Energy Ltd. have also halted Russian purchases altogether.

More stories like this are available on bloomberg.com

Published on December 10, 2025

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